What does keeping your pension plan cost each year?
Estimate PBGC premiums using official single-employer rates, plus your own admin cost estimate.
Estimated yearly cost–Flat-rate: · Variable-rate: · Other admin:
Over 5 years at today’s rates:
Over 5 years at today’s rates:
Illustration only. Uses PBGC single-employer rates: 2026 flat-rate $111 per participant, variable-rate $52 per $1,000 UVB capped at $751 per participant; 2027 $116 / $52 / $783 cap (source: pbgc.gov). Ignores small-employer caps, exemptions, and future indexing. Your actuary calculates actual premiums.
Lifetime income illustration
See what monthly income a lump sum could buy at a payout rate you enter from a real annuity quote.
Illustration only, not a quote or offer. Simple math: amount × payout rate ÷ 12. Does not reflect taxes, fees, inflation, or survivor options. Annuity guarantees depend on the issuing insurer’s claims-paying ability.