Pension risk advisory services · Since 1980
Take the risk out of your pension plan, and keep your retirees’ benefits secure.
DIETRICH is an independent advisor that helps employers transfer pension obligations to highly rated insurance companies through group annuity contracts, from first analysis to placement and beyond.
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How can we help you today?
Pick the description that fits you best.
I’m an employer or plan sponsor
Exploring a plan termination, a retiree lift-out, or ways to lower PBGC premiums and administrative costs.
See solutions →I advise a plan
Actuaries, attorneys, investment advisors, and TPAs: we work alongside you to design and run the annuity placement.
Advisor resources →I’m a retiree or participant
Did your pension move to an insurance company? Learn what changes (and what doesn’t) and who to contact.
Participant help →One independent team, start to finish
Our established relationships with virtually every annuity provider in the marketplace let us design plan-specific, competitively priced insured solutions, and our support continues for years after placement.
- Review & feasibilityPlan documents, census, and actuarial data reviewed; costs to settle today vs. later.
- Plan interpretation & underwritingBenefits translated precisely so insurers replicate every plan provision.
- Competitive biddingComprehensive market coverage and a reverse auction bid process.
- Fiduciary selectionInsurer due diligence to support DOL Interpretive Bulletin 95-1 “safest available annuity” requirements.
- Installation & participant supportPremium transfer, contract review, certificates, and ongoing help for participants.
Solutions for every kind of plan obligation
Fully insured group annuity contracts, tailored to the obligation you want to secure.
Pension plan terminations
Expert guidance through a full defined benefit plan termination, from notices to final annuity purchase.
Learn more →Pension risk transfer
Buy-outs, buy-ins, lift-outs, and partial settlements to reduce or remove plan risk.
Learn more →Individual placements
Institutionally priced annuities for individual participants through master contracts.
Learn more →Guaranteed income in 401(k) plans
Lifetime income options for defined contribution plans through our ANNUA division.
Learn more →Retiree medical
Insured funding of retiree medical subsidies using a VEBA with a group annuity contract.
Learn more →Non-qualified plans
Insuring executive deferred compensation benefits with an insurance company.
Learn more →Results our clients describe
Case studies and client feedback as published on the current site.
Case study · Non-profit hospital, FL
Referred by their plan actuary once the plan became fully funded. A health assessment pointed to a retiree lift-out; strategic timing maximized carrier participation, producing about 7% savings (roughly $14 million) and a funding surplus.
Case study · Senior living non-profit, NY
Not funded enough for a PRT at first, so DIETRICH monitored the plan until it reached a fully funded range, then worked with alternative providers to complete the transfer in half the projected time, with no cost to the sponsor.
“Excellent service and very knowledgeable. I wish we would have known about Dietrich years ago.”
Client satisfaction survey (out of 5)
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Free pension plan health assessment
Complimentary and no obligation. We’ll review your costs over the past few years, analyze your plan’s liability, and create a custom cost-reduction strategy. All we need is a “Yes” and your contact info.
Request my assessmentStart with a 30-minute review call
Step 1: a quick call to review your company’s pension risk. DIETRICH researches options, then a 60-minute results call walks through solutions and next steps.